Decode Your Portfolio. Invest With Clarity.
AI-powered portfolio health scoring for Indian equity investors
Transparent scoring — trace every number back to its source data.
- 171
- scoring nodes in the DAG
- 6
- Vital scores per holding
- 7
- scoring presets to choose from
Built for the files you already have
- CDSL
- NSDL
- CAMS
- KFintech
Works with exports from your broker
- Zerodha
- Angel One
- Groww
- Upstox
- Kotak Securities
Your portfolio, decoded
Three scores. Complete clarity.
Score hierarchy
- Compass
- Edge
- Signal
- Pulse
- Vitals
- Signals
- Health contributors
Compass
The hero score. Blends Edge, Pulse, and Conviction with published weights so one number answers the whole question.
Edge
Price-competitiveness from 0 to 100: valuation attractiveness, profitability and sentiment, minus risk and interest-rate drag.
Signal
Raw Signal strength on a 0-10 scale, read with Conviction: the share of enabled Signals that pass.
6 Vital Breakdown
Equity Archetype
Per-stock persona classification. Understand the character of each holding in your portfolio.
Portfolio Archetype
Portfolio-level persona. Know your investing style — conservative, balanced, aggressive, or somewhere in between.
The Score That Makes Sense
Compass is the hero score. Edge scores price competitiveness, Conviction measures how many enabled Signals pass, and Pulse blends all Vitals.
Edge
72
Signal
8.5 /10
Assessed
₹190–210
Potential
₹221–245
Planned
₹13.66
CMP
₹89.13
scoring vitals
Compass (0-100)
The hero score: a weighted blend of Edge, Pulse, and Conviction.
Edge and Pulse
Edge scores price competitiveness; Pulse is the value-weighted composite of all Vitals.
Conviction
Raw Signal stays 0-10; Conviction is the share of enabled Signals that pass, with one healthy threshold.
From portfolio upload to clarity in four steps
No setup, no spreadsheets. Most investors finish their first portfolio analysis in under five minutes.
Upload your portfolio
Download an XLSX or CSV holdings file from your broker (Zerodha, Upstox, Angel One, Groww, HDFC Securities, Dhan, Kotak Securities). CAS statements from CDSL, NSDL, CAMS or KFintech are also supported. Upload the PDF, XLSX or CSV.
Two minutes, once. Re-upload whenever your holdings change.
We score every holding
Holdings are matched by ISIN and scored through the 171-node engine — six Vitals, peer Z-scores, concentration and fee drag.
Unmapped holdings are listed so you can fix them in one click.
Read your insights
Compass, Edge, Signal, Pulse and every Vital land on one dashboard with AI narrative strengths, risks and actions.
Click any score to see the metrics behind it.
Customize the scoring
Pick a preset or tune Vital weights and Signal thresholds to match your investment style.
Pro users can save their own scoring configuration.
Research Any Stock Like an Analyst
Open any holding for the equity research view: peer Z-scores, price context against assessed value, Signals and an evidence-linked market perspective.
Upload Your PortfolioTata Motors
Automobile · NSE
6 Vitals
Signal8.5
Z-scores per instrument
Peer Z-scores
Market and industry, daily and quarterly.
Price context
Assessed and potential value against CMP.
Signals + Conviction
Signal checks decide curated or raw.
All-Weather Compounder
Mythological62% Edge · 38% SignalsBalanced Quality, Growth and Momentum — steady across cycles.
Grounded market perspective across 7 public dimensions, paired with a private archetype read of your vitals. Evidence-linked, never advice.
AI That Understands Your Money
Hybrid LLM architecture: Google Gemini for public market data, private processing for your portfolio data. DPDP compliant.
PII-safe processing
Hybrid AI routing
Public data → cloud AI. Your portfolio → private processing. PII never leaves.
DPDP compliant
Built for India's data protection regulations from day one.
Narrative insights
AI-generated investment narratives with peer context and scoring rationale.
See Exactly How Your Score Is Built
Every score is transparent. Trace contributions from raw metrics through Vitals to Compass. No black boxes.
171-node DAG engine
Each metric flows through a directed acyclic graph to compute your scores.
Contribution tracing
See exactly which metrics help or hurt each vital score.
Interactive visualization
Zoom, click, and explore the full scoring graph for any holding.
Choose Your Style
Step 1 of 3 · Priorities
Conservative
Safety first
Balanced
Default
Growth
High upside
Income
Dividends
Custom
Vital Weights
6 sliders · Quality, Value, Momentum, Growth, Stability, Yield
Factor Tuning
19 buy-score factors with cluster multipliers
Safety Signals
12 pass/fail thresholds that check the score
Guardrails
Portfolio-level limits and concentration caps
Your Rules, Your Score
Customize how your portfolio is scored. Adjust vital weights, Signal thresholds, and limits to match your investment style.
scoring presets
7 scoring presets
Start from Conservative, Balanced, Growth, Income, Quality Compounder, Deep Value, or Ultra.
Vital weight sliders
Adjust the six Vital weights to match your investment style.
Signal thresholds
Tune the Signal thresholds that decide Conviction.
Your data is protected
DPDP-compliant architecture designed for Indian financial data. Your PII never reaches external APIs. Uploads are deleted after 30 days; masked logs up to 90 days.
DPDP Compliant
Full compliance with India's Digital Personal Data Protection Act.
Private AI Processing
PII-bearing data processed on our private model. Public market data via Google Gemini.
Encrypted Storage
Fernet encryption for sensitive data at rest.
SHA-256 Deduplication
Every upload is deduplicated to prevent redundant processing.
Why investors choose iNiveś
| Capability | Free | Plus | Pro |
|---|---|---|---|
| Portfolio Compass | |||
| 6-Vital Analysis | |||
| AI Insights (credit-metered) | |||
| Monthly credits | 100 | 400 | 1000 |
| Risk Decomposition | |||
| Peer Comparison (Z-scores) | |||
| DAG Score Visualization (171 nodes) | |||
| Scoring Customizer | Basic | Advanced | |
| Portfolio Upload & Parsing | |||
| Price | ₹0 | ₹199/month | ₹499/month |
Simple, transparent pricing
Billed monthly
The complete portfolio intelligence suite
- 1000 credits / month — 10× Free
- 500 bonus credits on signup
- Everything in Plus
- Aggregation flow (score contribution)
- DAG Score Visualization (171 nodes)
Product competencies
What you actually get
Real capabilities — no fabricated reviews or vanity metrics.
Quality, Value, Growth, Stability, Momentum, Yield
Every holding is scored on six independent Vitals, then value-weighted into your portfolio Pulse.
Transparent scoring engine
Each score traces back through a 171-node directed acyclic graph to its source metrics — no black boxes.
Conviction you can trust
Buy scores pass 28 Signal checks; failing Signals are surfaced as chips instead of hidden.
Tuned for your style
Conservative, Balanced, Growth, Income, Quality Compounder, Deep Value and Ultra — or build your own.
FAQ
Questions, answered
Ready to decode your portfolio?
Start free with your portfolio file — no credit card required.