Decode Your Portfolio. Invest With Clarity.
AI-powered portfolio health scoring for Indian equity investors
Trusted by 10,000+ Indian investors
- 10k+
- portfolios analyzed
- 5k+
- instruments scored
- 50k+
- AI insights generated
Trusted by investors across India
- CDSL
- NSDL
- CAMS
- KFintech
From CAS upload to actionable insights
Upload CAS
Download your CAS statement from CDSL, NSDL, CAMS, or KFintech. Upload PDF, XLSX, or CSV.
We Analyze
Our 119-node DAG engine processes your portfolio through 6 scoring vitals, peer comparison, and risk analysis.
Get Report
Receive your Alpha (0-100), Health Score (0-10), buy/sell recommendations, and AI-generated narrative insights.
Act on Insights
Use personalized recommendations to rebalance, reduce risk, and optimize your portfolio with confidence.
CAS Upload
CDSL · NSDL · CAMS
PDF · XLSX · CSV
PII Sanitization
PAN · Email · Mobile
Masked · DPDP
Scoring
119 DAG nodes
6 Vitals
One Upload. Complete Analysis.
Upload your CAS statement from CDSL, NSDL, CAMS, or KFintech. PDF, XLSX, or CSV — we handle it all.
Upload Your CASsupported formats
PDF, XLSX, CSV
Upload from CDSL, NSDL, CAMS, or KFintech.
SHA-256 Dedup
Every upload is deduplicated automatically.
30-day Cleanup
Data auto-cleaned after 30 days.
The Score That Makes Sense
Your portfolio gets three scores: Alpha (0-100 price competitiveness), Health Score (0-10), and Pulse (the six-Vital composite).
Alpha
9.0 /10
Assessed
₹190–210
Potential
₹221–245
Planned
₹13.66
CMP
₹89.13
scoring vitals
Score (0-100)
Overall portfolio health on a 0-100 scale.
Alpha (0-100)
Curated buy recommendation score.
Index
Composite index across all 6 vitals.
Your portfolio shows strong quality metrics with a Quality vital score of 78/100. The Value vital at 62 suggests some holdings are trading above intrinsic value. Consider rebalancing 2-3 positions to improve overall portfolio health.
AI That Understands Your Money
Hybrid LLM architecture: Google Gemini for public market data, local processing for your personal information. DPDP compliant.
PII-safe processing
Hybrid AI routing
Public data → cloud AI. Your portfolio → local processing. PII never leaves.
DPDP compliant
Built for India's data protection regulations from day one.
Narrative insights
AI-generated investment narratives with peer context and scoring rationale.
See Exactly How Your Score Is Built
Every score is transparent. Trace contributions from raw metrics through vitals to your final Alpha. No black boxes.
119-node DAG engine
Each metric flows through a directed acyclic graph to compute your scores.
Contribution tracing
See exactly which metrics help or hurt each vital score.
Interactive visualization
Zoom, click, and explore the full scoring graph for any holding.
Choose Your Style
Step 1 of 3 · Priorities
Conservative
Safety first
Balanced
Default
Growth
High upside
Income
Dividends
Custom
Vital Weights
6 sliders · Quality, Value, Momentum, Growth, Stability, Yield
Factor Tuning
19 buy-score factors with cluster multipliers
Safety Gates
12 pass/fail thresholds for buy recommendations
Guardrails
Portfolio-level limits and concentration caps
Your Rules, Your Score
Customize how your portfolio is scored. Adjust vital weights, buy/sell thresholds, and gate limits to match your investment style.
presets
6 Vital Sliders
Adjust weights to match your investment style.
19 BSR Factors
Fine-tune buy/sell recommendation thresholds.
Pro Only
Create your own scoring configuration.
Your portfolio, decoded
Three scores. Complete clarity.
Alpha
Holistic 0-100 portfolio health across Quality, Value, Momentum, Growth, Stability, Yield — blending price potential (Assessed/Potential value), earnings strength, liquidity and market sentiment.
Conviction
Curated buy recommendation score with gate checks. See exactly why a stock is rated Buy/Sell/Hold.
Pulse
Normalized composite index across all 6 vitals. Compare your portfolio's performance against benchmarks.
6 Vital Breakdown
Equity Archetype
Per-stock persona classification. Understand the character of each holding in your portfolio.
Portfolio Archetype
Portfolio-level persona. Know your investing style — conservative, balanced, aggressive, or somewhere in between.
Your data, your rules
CAS Upload
Upload PDF, XLSX, or CSV from CDSL/NSDL/CAMS/KFintech
Portfolio Parser
CAMS/KFintech for mutual funds, CDSL/NSDL for equity
Scoring Engine
119-node DAG across 6 vitals
AI Insights
Gemini for public data, local LLM for PII
360° View
Scores, insights, risk analysis — all in one place
Your data is protected
DPDP-compliant architecture designed for Indian financial data. Your PII never reaches external APIs. Data auto-cleaned after 30 days.
DPDP Compliant
Full compliance with India's Digital Personal Data Protection Act.
Local AI Processing
PII-bearing data processed locally. Public market data via Google Gemini.
Encrypted Storage
Fernet encryption for sensitive data at rest.
SHA-256 Deduplication
Every upload is deduplicated to prevent redundant processing.
Why investors choose iNiveś
| Capability | Free | Plus | Pro |
|---|---|---|---|
| Portfolio Alpha | |||
| 6-Vital Analysis | |||
| AI Insights | 1/week | 10/week | Unlimited |
| Risk Decomposition | |||
| Peer Comparison (Z-scores) | |||
| DAG Score Visualization (119 nodes) | |||
| Scoring Customizer | Basic | Advanced | |
| CAS Upload & Parsing | 2/month | 10/month | Unlimited |
| Price | ₹0 | ₹199/month | ₹499/month |
Testimonials
Trusted by investors across India
Example investor experiences
“I had 40% of my portfolio in a single sector and didn't realize it. iNiveś's risk analysis showed me the concentration risk immediately.”
Rajesh M.
Discovered 40% sector over-concentration · Mumbai
Upload Once, Score Forever
Upload your CAS statement once and get scored forever. New data? Just upload again.
PII Never Leaves Your Device
Your personal information is sanitized before processing. PAN, email, mobile — all masked.
Industry Benchmarks
Compare your holdings against industry peers and index constituents with Z-score normalization.
Simple, transparent pricing
Billed monthly
The complete portfolio intelligence suite
- 5000 credits / month
- 1000 bonus credits on signup
- Unlimited CAS uploads
- Unlimited equity lookups
- Priority AI insights (unlimited)
FAQ
Questions, answered
Ready to decode your portfolio?
Join 10,000+ Indian investors who understand their portfolio health.